In recent years, more and more of America’s citizens and companies have adopted a politically-correct ‘Zero Risk’ mentality, which, in the natural world does not exist. 

            In the real world, there are hurricanes, floods, earthquakes, droughts, mudslides, and ruinous infestations of insects costing humans billions of dollars a year around the globe in lost agricultural products.          

This crazy ‘Zero Risk’ game began with the Liberal environmental movement in the 1960s and immediately was joined by the nonsensical “no fault” insurance industry. Just as there is no such thing as “Zero Risk,” there is no such thing as “no fault.” It defies the scientific foundation of cause-and-effect. For every action, there is a reaction. That’s Reality! 

The consequences of an absurd ‘Zero Risk – No Fault’ movement is that everyone’s insurance coverage is becoming prohibitively expensive. And no one is held accountable for their actions or behavior. It’s relativism at its worse. 

I experienced a ‘Zero Risk-No Fault’ imposition when I sold my house in Monmouth County after living in it for 35 years. During that time, there was never an incident in the 2,300-square-foot house, where my wife and I raised our two daughters. 

We never filed an insurance claim for flood or rain damage, or a fire even with a fireplace in our five-level home. We were a perfect customer for our insurance company. No one ever slipped or fell down the stairs. We lived a 100-percent accident-free life for 35 years. 

Then I sold my house in November and the bureaucrats took over my life and my house. The building inspector invaded our domicile and ordered us to put on a banister to walk down four steps to my office. There already was a banister installed on the four steps 30 years ago. It wasn’t good enough for Mr. Bureaucrat. My carpenter had to install another banister over the good banister that served our family, friends and neighbors over 30 years. 

This was a classic case of ‘Zero Risk’ overkill! 

Then Mr. Bureaucrat ordered us to re-wire our automated garage doors, which worked perfectly for 16 years when they were upgraded to the “state-of-the-art” electronic garage doors. No problems. They functioned like brand new steel garage doors.

But Mr. Bureaucrat made my certified electrician re-wire the doors at a cost of more than $250. After that unnecessary rewiring, the garage doors made a lot of noise and did not close all the way down to the floor, thanks to a “Zero Risk” local building inspector. 

Remember the court-ordered breakup of AT&T, the world’s greatest communications system? “If it ain’t broke, don’t fix it!” Well, President Carter’s Justice Department broke up AT&T and our communications system has been corrupted ever since. I no longer can read my monthly phone bills because of all the fees and surcharges added to my phone calls. 

That’s what Big Bureaucratic Government does to working taxpayers and businesses: Create unnecessary, double-trouble make-work. It’s a multi-billion-dollar impact on the working class. Down with the socialist Marxists killing the land of the free and the brave! 

Those in government, from the local to the federal bureaucracies, no longer live in the real world of risks and responsibilities. They are The Government – and they can do what they want, and to hell with the working taxpayers. 

I moved into my new house and I hope I never have to move again. At 68, I want to live a normal, productive and fulfilling life for as long as I can. 

Government, get out of the way and let the Real-World working class create the wealth that Government wastes on their silly and costly ‘Zero Risk’ and ‘No Fault” paperwork. 

Gordon Bishop, a national award-winning author, historian and syndicated columnist, is the recipient of 8 Congressional Commendations and New Jersey’s first “Journalist-of-the-Year” – 1986/New Jersey Press Association.”